globalwarming

LOVE LIFE HATE PALM OIL Gala Dinner

Imagine a warm summer's evening, lanterns strung from the trees, blankets on the ground, and a total feast of local/home grown seasonal foods and juices to share.
A swing band plays, we dance in the moonlight, we celebrate what's great about humanity and our totally beautiful world.
Why might we do this? PALM OIL
Across the planet rainforests are being ripped up - destroying indiginous communities, their local biodiversity and habitats. Just so we can have cheap vegetable oil in our processed foods and other household products.
Palm Oil threatens the existence of the orangutan and us! For without the rainforests to absorb CO2, and with land wasted that could be used to grow food, we are.....as you may be aware......doomed!
Come and join us with such love and joy in your heart - that we send a clear message to the agri investment Palm Oil industry:
BLOODY WELL STOP IT! NOW!
Climate Rush is sorry to swear but this is as serious as it gets. But it don't mean a thing if it ain't got that swing!
So come and party - special prize for the best orangutan

Insurance

LIFE INSURANCE: LEARN ABOUT LIFE INSURANCE What are the types of term insurance policies?
Term insurance comes in two basic varieties—level term and decreasing term. These days, almost everyone buys level term insurance. The terms “level” and “decreasing” refer to the death benefit amount during the term of the policy. A level term policy pays the same benefit amount if death occurs at any point during the term

Yearly renewable term, once popular, is no longer a top seller. The most popular type is now 20-year term. Most companies will not sell term insurance to an applicant for a term that ends past his or her 80th birthday.If a policy is “renewable,” that means it continues in force for an additional term or terms, up to a specified age, even if the health of the insured (or other factors) would cause him or her to be rejected if he or she applied for a new life insurance policy.Generally, the premium for the policy is based on the insured person’s age and health at the policy’s start, and the premium remains the same (level) for the length of the term. So, premiums for 5-year renewable term can be level for 5 years, then to a new rate reflecting the new age of the insured, and so on every five years. Some longer term policies will guarantee that the premium will not increase during the term; others don’t make that guarantee, enabling the insurance company to raise the rate during the policy’s term.Some term policies are convertible. This means that the policy’s owner has the right to change it into a permanent type of life insurance without additional evidence of insurability.“Return of Premium”In most types of term insurance, including homeowners and auto insurance, if you haven’t had a claim under the policy by the time it expires, you get no refund of the premium. Your premium bought the protection that you had but didn’t need, and you’ve received fair value. Some term life insurance consumers have been unhappy at this outcome, so some insurers have created term life with a “return of premium” feature. The premiums for the insurance with this feature are often significantly higher than for policies without it, and they generally require that you keep the policy in force to its term or else you forfeit the return of premium benefit. Some policies will return the base premium but not the extra premium (for the return benefit), and others will return both.

celebrity

I'm a CelebrityGet me out of here!

NBC announced today that Damien Fahey and Myleene Klass will serve as co-hosts for its new, groundbreaking, live summer television event "I'm a Celebrity…Get Me Out of Here!" that kicks off on Monday, June 1 with a two-hour special from 8-10 p.m. (ET).
Fahey is known to audiences as the host of MTV's "Total Request Live ("TRL") where many of today's A-list celebrities and musicians personally requested him for interviews. A talented and dedicated broadcaster, Fahey has hosted numerous radio and television shows including "Live! With Regis & Kelly," where he has been called upon as a recurring host. Recruited by MTV for its "Beach House" segments, he was quickly promoted to "TRL" host in 2002, where he held the distinction of being the only veejay to simultaneously host and write for the show.
Myleene Klass is one of the biggest stars in the United Kingdom and was a participant herself in the 2006 version of "I'm a Celebrity…Get Me Out Of Here!" that propelled her to a successful career where she was "Queen of the Jungle" and the top searched-for celebrity in the world by the United Kingdom Internet users. The multi-talented Klass is a television host, entertainer and musician. In 2001, she was chosen from thousands of singing hopefuls to become one of five members of the reality pop band Hear'Say, winners of the singing competition show "Popstars," that went on to sell two million CDs. A talented pianist, she signed a solo recording deal and reached #1 in the classical charts. Klass hosts "Weekend Breakfast" on Classic FM and writes monthly features in Classic FM Magazine, titled "Myleene's Hot Property and Prima Baby." Additionally, she also hosts her own monthly movie review show on CNN International, where she interviews some of today's hottest stars. In 2008, she released her first book, "My Bump and Me," which went straight to the Top-10 bestseller charts.
The celebrities paticipating will be, Heidi Montag, Spencer Pratt, Janice Dickinson, John Salley, Lou Diamond Phillips, Sanjaya Malakar, Patti Blagojevich, Stephen Baldwin, Torrie Wilson, and Frangela (Frances Callier and Angela V. Shelton).
"I'm a Celebrity, get me out of here" should more aptly be named 'I'm Infamous, I'd do anything for Money and Attention." Patti Blagojevich and already been nick named BlagoBitch. Stephen Baldwin may hold a redcord for the number of reality shows he has participated it. Lou Diamond Phillips is so far over the hill, the hill has eroded to a parking lot. We knew Sanjaya Malakar would finally earn money in show business and it wouldn't be singing. We need not even mention Heidi Montag and Spencer Pratt because they are so unmentionable.
Based on the hit UK series, "I'm a Celebrity…Get Me Out Of Here!" is the ultimate "Swiss Family Robinson" as the celebrities will be dropped into the heart of the Costa Rican jungle to face fun and comedic challenges designed to test their survival skills. America is the puppet master, controlling their favorite celebrities by putting them into challenges and tasks to win food, supplies and luxury items. In each episode, friendships will be tested, hilarity is expected and viewers will decide which celebrities stay or go. The last remaining star will be crowned King or Queen of the Jungle, winning a substantial cash prize for their favorite charity.
In a unique scheduling move, following the two-hour premiere on June 1, "I'm A Celebrity…Get Me Out of Here!" will air over four weeks in June from 8-9 p.m. (ET). For three weeks, the show will air Mondays through Thursdays. During the fourth week of June, the series will be telecast Monday through Wednesday, with the finale being telecast on Wednesday, June 24.
Additionally, each Sunday, beginning June 7, MTV will air a marathon of the week's episodes including never.

Why Online University

Who Should Opt For The Online Route?If attending a university program has become tough for you due to a full-time job and other commitments then online universities can help you immensely. An online university degree offered by the online universities is as good and legitimate as compared to a traditional one. The good thing about online university degree is that you can organize your study on the basis of your schedule. With online university degree, you decide your own timetable. Even better, it’s totally up to you where you want to study. In some cases, classroom environment can intimidate some students. These kinds of students prefer studying in their own room in peace rather than in the presence of thirty odd other students and teachers.Getting Online University DegreeWhen you are sure in your mind that you want to go for an online university degree, it is quite important that you take a number of factors into consideration. To start with, make sure that the online university you have chosen is accredited. If that is not the case, your online university degree will be of no use. Find below name of few universities that are accredited to give online university degree. * Southern Christian University * University of Phoenix * Walden University * DeVry University * Kaplan University

Computers and How They Work

Why is it important to know how a computer works? Easy, if you don't, it will be hard to control. Computers were never built to control us even though that is how it appears. Their creation was just another tool God gave man to use to benefit society. What can you do to learn more about computers? I have an easy answer. Just read, and use computers more. They are not that hard and with time you too can become the master over this tool.
Computers, the ones we know and love have not been around all that long. The first home personal computer was not sold until 1977. We have come a long way since then. Did you know that in 1983 there were approximately 2 million personal computers in use in the United States. However just 10 years later in 1993 the number had jumped to more than 90 million.
Computers, today are small, fast, reliable, and extremely useful. Back in 1977 that really was not the case. However, they both operated in basically the same way. They both receive data, stored data, processed data, and then output data similar the the way our own brain functions. This article deals with those 4 functions: Memory, Processing, Input, and Output.
MemoryLets look at computer memory first. The function of storage in a computer comes in many different sizes, types and shapes. However there are two basic categories: short-term and long-term. A typical computer contains numerous types of memory including RAM, ROM, virtual, cache, and various long-term storage devices. Each type of computer memory serves a specific function and purpose.
Computer memory is measured in bytes. A single byte is made up of a series of 1's and 0's normally traveling in pairs of eight. These eight 0's and 1's are the way the computer communicates and stores information. With each keystroke or character a byte of memory is used. In another article you will learn more about bits and how the computer thinks

so that computer is the most importain in todays world

about telemarketing

Telemarketing

pleTelemarketing (known as telesales in the UK and Ireland) is a method of direct marketing in which a salesperson solicits to prospective customers to buy products or services, either over the phone or through a subsequent face to face or Web conferencing appointment scheduled during the call.
Telemarketing can also include recorded sales pitches programmed to be played over the phone via automatic dialing. Telemarketing has come under fire in recent years, being viewed as an annoyance by many.
Contents[hide]
1 History
2 Categories
2.1 Subcategories
3 Procedure
4 Negative perceptions and criticism
5 Regulations
6 Technology
7 References
8 See also
9 External links
//

[edit] History
Some people[who?] believe that in the 1950s, DialAmerica Marketing, Inc became the first company completely dedicated to inbound and outbound telephone sales and services. The company, spun-off and sold by Time, Inc. magazine in 1976, became the largest provider of telephone sales and services to magazine publishing companies. The term telemarketing was first used extensively in the late 1970s to describe Bell System communications which related to new uses for the outbound WATS and inbound Toll-free services.

[edit] Categories
The two major categories of telemarketing are Business-to-business and Business-to-consumer.

[edit] Subcategories
Lead Generation, the gathering of information
Sales, using persuasion to sell a product or service
Outbound, proactive marketing in which prospective and preexisting customers are contacted directly
Inbound, reactive reception of incoming orders and requests for information. Demand is generally created by advertising, publicity, or the efforts of outside salespeople.

Telemarketing office

[edit] Procedure
Telemarketing may be done from a company office, from a call centre, or from home. It may involve either a live operator or a recorded message, in which case it is known as "automated telemarketing" using voice broadcasting. "Robocalling" is a form of voice broadcasting which is most frequently associated with political messages.
An effective telemarketing process often involves two or more calls. The first call (or series of calls) determines the customer’s needs. The final call (or series of calls) motivates the customer to make a purchase.
Prospective customers are identified by various means, including past purchase history, previous requests for information, credit limit, competition entry forms, and application forms. Names may also be purchased from another company's consumer database or obtained from a telephone directory or another public list. The qualification process is intended to determine which customers are most likely to purchase the product or service.
Charitable organizations, alumni associations, and political parties often use telemarketing to solicit donations. Marketing research companies use telemarketing techniques to survey the prospective or past customers of a client’s business in order to assess market acceptance of or satisfaction with a particular product, service, brand, or company. Public opinion polls are conducted in a similar manner.
Telemarketing techniques are also applied to other forms of electronic marketing using e-mail or fax messages, in which case they are frequently considered spam by other people.so the easy way to improve our business is can be possible through telephone.

International medical insurance for expatriates

Goodhealth is a specialist provider of international health insurance for expatriates. We offer a full range of worldwide health insurance plans and whether you are looking for individual, family, group or company cover, we have an international medical insurance plan to suit your requirements. Goodhealth makes sure you have access to the finest medical facilities worldwide, enabling you to obtain the best possible treatment whenever and wherever you need it.
As experienced specialists in international health insurance, we understand that, living abroad, expatriates require comprehensive worldwide medical insurance. Our international travel medical insurance plans ensure you are not faced with large medical bills, and provide a valuable range of additional international healthcare services.
Click here for an instant expatriate worldwide health insurance quote.
International travel health insurance and international assistancefor expatriates
Whichever healthcare plan you select from Goodhealth, you will benefit from access to our network of medical facilities worldwide.
We have regional offices in London, Dubai, Hong Kong, Miami, Shanghai and Jakarta, with staff speaking several languages. They deliver expert advice and provide an enhanced local policy administration and claims support service using their extensive international medical knowledge
Our emergency evacuation benefit ensures that if the required treatment is not available at the place of incident you will be immediately transported to an appropriate facility.
Our online Global Health Data Bank enables you to search for medical and health resources worldwide through access to a comprehensive directory of international medical and hospital facilities.
An international health insurance policy from Goodhealth gives the expatriate total peace of mind through comprehensive medical expenses cover and a wide range of additional supporting services.
International private medical insurance for expatriatesaround the world.
Contact Goodhealth Worldwide now for a comprehensive range of individual, family, group or company international medical insurance plans. Free quotes may be obtained by clicking the link below or you can call one of our experienced consultants. Wherever you are located overseas, we are able to provide a local service and speedy claims settlement backed by a wealth of global healthcare knowledge.so that insurance is the most importain in every people to live secured life.

enviroment

The way to protect the enviroment and Help Protect Our Environment and Build Future Conservation Leaders by Making a Donation to NWP Today!

You can make a difference to youth. We work with youth volunteers, including those who are at-risk and disadvantaged, to help them build leadership skills and gain empowerment to make a difference in their communities and in the world. We award a $500 educational scholarship each year to the winner of our Apprentice Ecologist Awards.
You can make a difference in youth education. Kids and teens are eager to help save the environment but they need mentorship, supplies, and support that only your donation can provide.
You can make a difference to our environment. Our programs facilitate youth development and result in a cleaner and safer environment for wildlife and for the health and enjoyment of future generations.
You can make a difference to our world that will last for generations. NWP exceeds the criteria for a Charity Navigator Four Star Rating (top rating) developed for large national nonprofit organizations. When you give to NWP, you can be assured that you are giving wisely to an environmental charity that is committed to making your donation directly benefit youth, wildlife, and our environment.
5. You can make a difference every day by reducing the environmental costs of plastic and paper bags. Get a large sturdy NWP canvas tote bag made in the USA with 100% certified organic cotton when you donate $50 or more. Ask your merchant about store bag credits when you use your NWP tote bag! -Grade "A" 10 ounce 100% certified organic cotton canvas.-Width=18", Height=15", Gusset="5"-Two rows of stitching across the top of the bag.-Concealed, finished, non-protruding side seams.-Finest quality silk screen and color reproduction/stability.-Manufactured by a third generation family firm that practices environmental sustainability principles.-Product grown, woven, and sewn in the U.S.A. (No child or forced labor in sweatshops).

Where does your donation go?
For each $10 donation, you can provide mentorship and supplies for one youth volunteer. That means that just $100 can impact the lives of 10 young people, the environment, and our world.
The National Charities Information Bureau advises maintaining a charity’s administrative expenses at no more than 40%. Since our inception in 2000, all administrative functions have been performed on an entirely unpaid basis and we have applied >95% of your donations toward program services.
The reality is that if we want to continue to expand our program to even more communities around the world, we are going to need to establish some paid administrative positions to coordinate and administer our projects. That is what our Campaign 300 is all about.
Nonetheless, we are committed to keeping our administrative costs to less than 5% and our President and Executive Director, Robert K. Dudley, is devoted to working in an unpaid capacity as long as is necessary to ensure the success of our mission.

Education

Mission and Vision Statement
The vision of the School of Education is to offer high quality teacher education programs with a holistic approach, and to play a key role in developing competent teachers, trainers and educational leaders.The mission is, therefore, to create an academic environment that prepares competent professionals who can provide high quality, up-to-date and relevant education and educational leadership in tertiary, secondary and primary levels of education in Nepal. The objectives of the School of Education are: to offer practical educational programs that provide knowledge and skills to address the current educational problems of Nepal; to develop trainers and teachers equipped with a variety of instructional skills, strategies, and methodologies required for creating effective teaching and learning environments; to produce and disseminate high quality teaching and learning materials; and to develop school managers and educational leaders with competent, effective management skills related to school programs.
Message from Dean
Welcome to the School of Education!
It is my great pleasure to welcome you to the Kathmandu University School of Education (KUSOED). Since its establishment, KUSOED has been providing quality education through its Postgraduate Diploma (PGDE), Masters in Education (MEd), MPhil and PhD programs. We have been focusing on producing capable human capital in the areas of Educational Leadership, Development Studies, Research, Teacher Education and Training. We are very careful to provide access to quality education for our students. The
tasks before us are large, but they must be faced and we are best off facing them together. Working together, we can ensure that the challenges of quality education are addressed. The School of Education is one of KU's leading educational institutions which has the capacity to build confidence in tomorrow's human resources, the students admitted in this school, and to lead the educational system of the country toward the desired direction. We are aware that in the 21st century teachers and teacher educators need to be broadly educated with regard to changes taking place around the globe. We accord developing skills, attitudes and knowledge relevant to the world of work as high priority. The School of Education continues to attract and retain outstanding faculty who are well respected in their fields. We offer a challenging intellectual environment for our undergraduate and graduate degree programs in different fields of study. We believe in having interactions, practicing, discussing, participating in project works, seminars and research as the main vehicles for quality education so education is most importain thing in the tjodays world.

: LEARN ABOUT LIFE INSURANCE

insured your life and be secured

If you have dependents or other people with whom you share your life, life insurance can play a vital and valuable role at virtually every stage of your life. The I.I.I. can help you make smart choices when buying life insurance: how much to buy; which type of product to buy; and which one of the hundreds of life insurance companies to choose.
our life is already secured and what about yours?
Q: My dad is in a nursing home and I need to change the ownership on his life insurance policies. My mom has a POA for him. How do I go about doing this?
A: Your mother should contact the life insurance company and request the ownership change. She will need to provide a copy of the Power of Attorney. It would be advisable to contact the company through an agent, broker or financial professional, so that you are aware of all consequences of the ownership change.

The last thing you want to happen after you die is for your beneficiaries to be unable to locate and submit a claim on your life insurance. Here is some helpful advice for storing your documents.

How much do you really know about life insurance? Take this quiz and test your life insurance know-how.